Shīlavanta is the greatest, a mine of all gems. The wealth of the three worlds resides in character (Shīl).

Kabir emphasizes that character (Shīl) is the greatest wealth, surpassing even a mine of all gems. He suggests that this inner character is the true treasury of not just this life, but of the entire three worlds. Kabir's perspective teaches that true value lies not in external glamour or material possessions, but in our internal moral virtues. Therefore, a stable and virtuous character brings the greatest success and prosperity in life.